Lack of access to funds, limits poor people from a fair share of resources in the society, depriving them of basic needs and opportunities in life. However, with the growth of Technology opportunities of accessing credit are immense. Today, anyone can easily access funds using their smartphones, accessing from a weeekly to a monthly loan.
Universally, commercial banks and lenders are facing a problem of non-repayment of loans. This problem can be overcome by monitoring the behaviour of borrowers through the Credit Reference Bureau (CRB). If you took a loan, be it HELB loan, bank loan or mobile loan and have not paid as per the repayment time terms, you might be blacklisted and listed as a defaulter by CRB.
Checking Your CRB Status
You can easily check your CRB Status today, there are many other mediums you can use to check your status ranging from Crystobol from Metropol Corporation, TransUnion CRB Kenya to CreditInfo.
The easiest is probably datalabz.info, it is a web-based platform where you just input your I.D number and your first name.
- Visit datalabz.info
- Input your Id number
- Enter your first name in the next slot
- Pay KSh 100 fee to MPesa Till No. 982 363
- Wait ~30 Seconds – then confirm the payment by submitting the last 4 characters of the Mpesa/ PayPal transaction code
- If data is correct, you will be directed proceed to get your CRB listing status